PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE SITES OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND TO ALL THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE SITES OR SERVICES.

Solidify Mortgage Advisors is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Solidify Mortgage Advisors Web site and governs data collection and usage. By using the Solidify Mortgage Advisors website, you consent to the data practices described in this statement.

Collection of your Personal Information
Solidify Mortgage Advisors collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Solidify Mortgage Advisors also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.?There is also information about your computer hardware and software that is automatically collected by Solidify Mortgage Advisors. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Solidify Mortgage Advisors for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Solidify Mortgage Advisors Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Solidify Mortgage Advisors public message boards, this information may be collected and used by others. Note: Solidify Mortgage Advisors does not read any of your private online communications.?Solidify Mortgage Advisors encourages you to review the privacy statements of Web sites you choose to link to from Solidify Mortgage Advisors so that you can understand how those Web sites collect, use and share your information. Solidify Mortgage Advisors is not responsible for the privacy statements or other content on Web sites outside of the Solidify Mortgage Advisors and Solidify Mortgage Advisors family of Web sites.

Use of your Personal Information
Solidify Mortgage Advisors collects and uses your personal information to operate the Solidify Mortgage Advisors Web site and deliver the services you have requested. Solidify Mortgage Advisors also uses your personally identifiable information to inform you of other products or services available from Solidify Mortgage Advisors and its affiliates.

By submitting your contact information to Solidify Mortgage Advisors you expressly consent to have a representative of Solidify Mortgage Advisors contact you via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.

Solidify Mortgage Advisors does not sell, rent or lease its customer lists to third parties. Solidify Mortgage Advisors may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Solidify Mortgage Advisors may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Solidify Mortgage Advisors, and they are required to maintain the confidentiality of your information.

Solidify Mortgage Advisors does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. Solidify Mortgage Advisors keeps track of the Web sites and pages our customers visit within Solidify Mortgage Advisors, in order to determine what Solidify Mortgage Advisors services are the most popular. This data is used to deliver customized content and advertising within Solidify Mortgage Advisors to customers whose behavior indicates that they are interested in a particular subject area.

Solidify Mortgage Advisors Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Solidify Mortgage Advisors or the site; (b) protect and defend the rights or property of Solidify Mortgage Advisors; and, (c) act under exigent circumstances to protect the personal safety of users of Solidify Mortgage Advisors, or the public.

Use of Cookies
The Solidify Mortgage Advisors Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Solidify Mortgage Advisors pages, or register with Solidify Mortgage Advisors site or services, a cookie helps Solidify Mortgage Advisors to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Solidify Mortgage Advisors Web site, the information you previously provided can be retrieved, so you can easily use the Solidify Mortgage Advisors features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Solidify Mortgage Advisors services or Web sites you visit.

Security of your Personal Information?
Solidify Mortgage Advisors secures your personal information from unauthorized access, use or disclosure. Solidify Mortgage Advisors secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Minors and Privacy Issues
Children’s Online Privacy Protection Act- This site is intended to be used by people the age of 18 and older. We do not knowingly allow any users under the age of thirteen to use our service. However, if you become aware of the existence of a user who is under the age of thirteen, or that an individual under thirteen has provided their information to us, contact us immediately with details at contact@solidify.com. If you have been reported as being below thirteen by another person, we may request that you verify your age to us, including providing us a copy of your photo ID as a condition of your continued use of our service. No part of the Services is designed to attract anyone under the age of 18.

Children under the age of 18 may not use the Services. If you are a parent or guardian and believe that your child under the age of 13 has provided personal information to us, you may contact us to request this information be deleted. California Privacy Rights-We permit residents of the State of California to use its Service, and complies with the California Business and Professions Code §§ 22575-22579. If you are a California resident you may request certain information regarding our disclosure of personal information to any third parties for their direct marketing purposes. Various provisions throughout this Privacy Policy address requirements of the Californian privacy statutes. In summary, you must presume that we collect electronic information from all visitors. You may contact us at contact@solidify.com with any questions.

Changes to this Statement
Solidify Mortgage Advisors will occasionally update this Statement of Privacy to reflect company and customer feedback. Solidify Mortgage Advisors encourages you to periodically review this Statement to be informed of how Solidify Mortgage Advisors is protecting your information.

Contact Information
Solidify Mortgage Advisors welcomes your comments regarding this Statement of Privacy. If you have any questions or concerns about this notice, or about the privacy of your nonpublic personal information that you have provided via use of this website, or would like to opt out from future contact by Solidify Mortgage Advisors, please contact Solidify Mortgage Advisors at 2817 Crow Canyon Road, Suite 203, San Ramon, CA 94583. If you believe that Solidify Mortgage Advisors has not adhered to this Statement, please contact Solidify Mortgage Advisors at contact@solidify.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.

ADVERTISING DISCLAIMER
VA Loan Average savings of $514.76 per month or $185,312 in long-term interest is based on actual client savings for 30yr fixed VA refinance closed 12/2017.  Loan parameters were: $632,600 loan amount, 82% loan to value, 700+ Fico, primary residence.  Savings based on VA vs conventional jumbo 30yr with lender paid mortgage insurance.