Welcome to a people-based approach to your mortgage.

We eliminate online-only mortgage transactions, we ensure you close with money in your pocket and we don’t leave any question unanswered.
And spam? NEVER.


Tools & Resources

Mortgage Calculator

Find out how low your new home payment can be with our quick and easy to use mortgage calculator.

Loan Comparison

Compare the total payments and total interest paid for different interest rates, loan terms and monthly payments.

Send us Documents

We want the process of getting a loan to be as simple as possible. Please use our online portal to submit your documents.


Our Team

Dusty Broderick

Owner / Broker
NMLS #302006
CA DRE #01418566

(925) 570-4424 

Missy Broderick

Owner / Sr. Mortgage Advisor
NMLS #331810
CA DRE #01418565

(925) 570-4242 

Andy Hess

Mortgage Advisor
CA DRE #02051920
NMLS #1791379

(925) 900-8842 

Brandon Kyle

Mortgage Advisor
NMLS #1443078

(402) 968-6115 

Lauren De Jonge

Loan Coordinator

Cole Annati

Mortgage Advisor
NMLS #1429002

(505) 948-3348 

Joseph S. Rivera

Sr. Mortgage Advisor
NMLS #325130
CA DRE #01970483

(707) 315-3677 

Megan Smith

Loan Assistant
(925) 275-5000

Tiffany Attwood

Sr. Mortgage Advisor
NMLS #281060
CA DRE #01229792


Robert Salas

Sr. Mortgage Advisor
NMLS #297469
CA DRE #01325233


Steve McKnight

Sr. Mortgage Advisor
NMLS #1289476
CA DRE #01019981


Louis Bing, J.D.

Mortgage Advisor
NMLS #1562134


Robyn Potts

Sr. Loan Processor


You won't find any other mortgage company
committing to these 3 things:

Upfront About Money

We get paid a flat fee for closing your loan. There is no sliding scale based on your rate or loan amount.

Personalized Service

Everything we do is specific to you. We don't do run-of-the-mill cookie cutter scenarios. Just ask the Johnsons. We delivered their closing papers to Disneyland.

No spam. Ever.

Your inbox is likely packed with unread emails and junk mail. That's something we won't ever do. Our emails are always personal.


Do you want expert help when going through the loan process?

It’s your lucky day, we do just that. Not only are we a team of experienced experts, we have access to over 60+ banks and lenders. That means you’ve got options!

We’re real people, just like you, working in a real office to close your deal. We provide no nonsense, people-based, transparent mortgage loan services with YOU in mind.


Our Blog

RAVE Reviews

What our Customers are Saying

SteveCastro Valley, CA
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I've been a client of Missy and Dusty since 2004 and I would recommend them without hesitation. They've handled all my loans for purchases and refinances; always providing educated, professional, friendly. and timely service.
Stan and ElaynaScottsdale, AZ
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Solidify Mortgage Advisors provided us with a 5-star top-of-the-line refinancing experience. Dusty, Missy and team are absolute professionals. They offered attentive service, great product options, communication through and beyond closing, and most importantly helped us reach mortgage loan goals in a timely manner. Their convenient online documentation process was especially impressive. We highly recommend Solidify Mortgage.
ReneeSan Leandro, CA
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Solidify did an amazing job getting my new mortgage. It was quick and easy. Everything as promised with no surprises! I'm very happy and totally please with their service. MANY thanks!
Moira W.San Francisco, CA
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Joe goes above and beyond in moving his clients through the complicated mortgage lending process, and it is oh so complicated these days! I always feel Joe does all he can and more to ensure we get the best loan.
Matt L.Danville, CA
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Dusty and Missy are a professional and top-notch team. They worked hard for us throughout and always had our best interest in mind. We could not have been happier and more pleased.
MichaelValley Vilage, CA
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I've been utilizing the services of Missy and Dusty for years now. Not only do they make the whole process of the refi easy and stress-free, but I've had everyone of my friends experience them too.
Lisa and SallySan Francisco, CA
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Joe goes above and beyond to provide great service. He is friendly and thoughtful, easily one of the best in the business!
PeishaStudio City, CA
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I've had SOLIDIFY help me with 3 refinances over the past 7 years. Every time I got an even better rate with no cost to me! Missy was fabulous in her professionalism and quick timing to lock in the best rate possible. I highly recommend them!
Scott N.Benicia, CA
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Outstanding experience. Very open and honest from beginning to end which let to a non-stressful and enjoyable experience.

Lauren de Jonge
Loan Coordinator

How they can solve their clients’ problem/needs

  1. Why they love what they do
  2. Why they chose Solidify as a homebase company
  3. Something about their work experience
  4. A personal detail

I’ve been working in the Mortgage Business for over a decade and have always enjoyed working with people. Solidify Mortgage has been a great family company to work for that truly cares about our Borrower’s and employees. I’ve worked for many larger corporations and Solidify Mortgage cares about the personal touch they can provide where people don’t feel like just a number. That is the best part of my job is working so closely from start to finish of a home loan and giving a personal touch to everyone. I love reaching out with the Congratulations email on the funding of a Borrower’s loan and hearing the great feedback they give us. It truly makes my job worthwhile making people happy and I appreciate the opportunity to do so here at Solidify. It’s highly satisfying! 

I joined the team at Solidify Mortgage Advisors because our corporate management team shares the same commitment and vision of providing our mortgage clientele with the absolute best customer service experience possible.

With over 30 years of experience in mortgage lending it has been my privilege to have assisted hundreds of real estate clients and borrowers in achieving their real estate goals with the purchase, refinancing, or construction of their primary homes and investment real estate. I have the experience and industry knowledge to provide you with expert advice in obtaining the real estate loan that best serves your specific requirements. The daily application of Experience, Ethics, and Execution of Best Professional Practices on your behalf is our joint commitment to you.

In addition to being registered with the National Mortgage Licensing System (NMLS), I am a member of both the California Association of Mortgage Professionals and the National Association of Mortgage Brokers. I also maintain current memberships with the Local Board of Realtors, and both the California and National Association of Realtors. I am currently certified as a Senior Real Estate Specialist (SRES) by the National Association of Realtors and can help guide our eligible seniors through the pros and cons of Reverse Mortgages. 

The ultimate goal for my clients is to have a positive experience and feel cared for! I ask questions to ensure we chose a finance option that fits their needs. Educating clients and making sure they know what their options are is important to me. I have been a loan originator for 24 years. Before that, I was a loan processor who supported loan originators for 5 years. 29 years in the industry gives me the experience to help my clients through a variety of situations, buying their first investment property, preserving wealth while divorcing, pulling cash-out to pay off debt, and so much more. The reason why I chose Solidify Mortgage Advisors is because of their “client first” mentality. That is how I think. We do not have a brick-and-mortar office space and we run our business lean to offer the best rates out there. Solidify gives me the freedom to be my own boss and run my business the way the old-fashioned way, creating relationships for a lifetime. I have clients who have worked with me for over 20yrs and now I work with their adult kids too. I think this fact speaks to my relationship building and caring for people. As a single mom to a daughter, the flexibility and positive culture energizes me. I believe if you are happy at work, you will do good work! Outside of work I love to mountain bike ride, hike, camp, play & coach soccer/lacrosse. I am the lead fundraising booster for Folsom High School Lacrosse. I served on Town of Danville Planning Commission for 4yrs. Having roots in my community is important. These roots manifests in many ways and too many to list. I am happy to share more with you when we talk. 

Robyn Potts

Sr. Loan Processor

I started in 1987 and fell in love with this career and I have never looked back. I have worked for originators, lenders, and a Real Estate firm. I use the expertise and well-rounded knowledge I learned from each position and utilize it all in what I do. I treat each client with a personal touch. I take the time to listen to each client. I want them to know I understand what they expect, and I take pride in achieving just that for them. I honestly feel my best quality that I can offer clients is my listening skills.

Solidify Mortgage Advisors is one of the top-of-the-line companies I have ever worked for. You can reach and speak with the owners, which is refreshing. They offer so much support and they are available to you. Communication is key, and with this company all loan agents, processors and support staff are plugged in with each other and all offer their own expertise, knowledge, and wisdom to everyone so we all have access to the answers to questions we may need. This company is my home, and I am extremely blessed to be a part of it! 

I chose Solidify because they choose to focus on personal connections and providing tailored advice to each client in order to provide the best mortgage solutions for each individual’s needs. I have a background in Finance with a passion for advising and equipping my clients with the knowledge to make informed decisions based on their financial goals. When I am not working, you can find me on the golf course, spending time with my family or spending time with my family on the golf course.

See my 5-star reviews on Redfin.

Kayla Edgar

Providing exceptional customer service is one of my main priorities. I love to problem solve and find the right solutions for our borrowers. At Solidify Mortgage Advisors, our number one goal is to make the loan process as easy and effortless for our borrowers. I truly believe we try to live up to that every day. When I am not setting up your loan, I love to explore the outdoors with my friends and family!