June 25, 2020

Should You Use a Preferred Lender?

Sure, preferred lenders sound enticing when you hear about the benefits from your builder or real estate agent. But does the buyer really win by using them?   First, remember that using a preferred lender is always optional. You never...

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June 5, 2020

How to Read Your Home Loan Estimate Like a Pro

The key to getting a great loan is understanding all the elements of your loan and its expenses. When you apply for a loan to refinance or purchase a home, you’ll receive a document called a Loan Estimate that breaks...

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June 3, 2020

The 5 Important Questions to Ask Before You Refinance

It can be hard to know the right questions to ask. Before you refinance your mortgage, ask yourself and your Loan Officer these questions to put yourself on the right path and work with the right person.   1. Can...

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May 12, 2020

Thinking about Requesting a Mortgage Forbearance? Read this first.

Have you been considering utilizing a mortgage forbearance program? Since April, over 7% of American homes have accessed a forbearance program to delay their mortgage payments. The program provides temporary relief by allowing them to push payments for 90 days,...

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April 24, 2020

The 3 Best Ways to Get Your Mortgage Refinance Approved

We all are facing uncertainties right now, and getting your mortgage refinance approved might be one of them. According to CNBC, mortgage applications are down 35% from last year and about half of normal volume in California. On the other...

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