November 15, 2018

The Elections From Another View

While the major political parties continue debating the midterm election winner, another group is rejoicing in the confusion: Wall St. Major investors had long projected, and desired, a split House and Senate.  Stock markets prefer predictability and there’s plenty of...

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October 4, 2018

Is This the Peak for Home Prices?

Concerning housing trends have emerged in recent market data.  Home price gains slowing, inventories in key markets increasing for the first time in 3 years, and rising interest rates all suggest home prices may be soon stalling. For most of 2018 both...

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September 14, 2018

The Top 5 Reasons to Refinance in this Market

The most common misconception about refinancing a mortgage is its only worthwhile if you can reduce your interest rate.  Rate reduction refinances are largely market-driven and actually represent just one of many advantages refinancing can provide.  Let’s take a look...

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August 8, 2018

The Top Three States Attracting Californians

The US Census Bureau’s survey indicates the number of people leaving California has steadily increased the past two years.  So which states are attracting those leaving California?  Let’s first look at some of the catalysts.    Jobs, Taxes, and Cost of...

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April 6, 2017

Market Presents New Challenge: HELOC or Refinance?

With home values at all-time highs and first mortgage rates lower than the current market, many of you are inquiring with us about a home equity line of credit (HELOC) to fund those long-desired remodels, looming college expenses, or down payments for...

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