August 8, 2018

The Top Three States Attracting Californians

The US Census Bureau’s survey indicates the number of people leaving California has steadily increased the past two years.  So which states are attracting those leaving California?  Let’s first look at some of the catalysts.    Jobs, Taxes, and Cost of...

Read more
April 6, 2017

Market Presents New Challenge: HELOC or Refinance?

With home values at all-time highs and first mortgage rates lower than the current market, many of you are inquiring with us about a home equity line of credit (HELOC) to fund those long-desired remodels, looming college expenses, or down payments for...

Read more
January 7, 2016

Interest Rate Forecasts – 2016

Industry Expectations Couldn’t be clearer – rates are going up.  Be it major bank heads, “economists”, media outlets, the message is consistent.  In fact Federal Reserve Vice Chairman Stanley Fischer said just this week market expectations for 2016 Fed rate...

Read more
December 15, 2015

The Fed Rate Hike – A Look at Impact by Mortgage Product

On December 16th, it is widely expected the Federal Reserve will pull the trigger on their first rate hike in 9 years. For now, let’s skip the analysis about the Fed’s motivations or future plans, and instead theorize the impact...

Read more